Built by operators. Not advsors.

0+Years combined

0Operating practices

0→1And beyond

Fintech operating expertise

From regulatory foundations and operational infrastructure to product and growth, Tradespark brings hands-on fintech experience to the decisions that shape your business.

See what we do

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What we do

Four ways we plug into your business.

Every engagement is led by an operator who has run this function inside a regulated firm.

01 Compliance

Compliance that survives an exchange inspection

SEBI, RBI and exchange frameworks designed and run by the people who sat on the compliance desk.

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02 Product

Product strategy from PMs who know the rulebook

Roadmaps, onboarding and retention built inside regulatory guardrails — not around them.

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03 Setup

From idea to a licensed, operating entity

Entity structuring, licensing, memberships, tech stack and go-live — the full 0→1 path.

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04 Engagement

Project, retainer, or advisory. No lock-in.

Start with one problem. Go deep when it works. Scoped to what you actually need.

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Why we exist

Fintech businesses need more than advice.

Between building the product and running the business sits a gap that kills companies. Here is what usually fills it — and what should.

What the market offers today

Traditional firms

Great at paperwork. Weak on the realities of product, risk, onboarding, and compliance execution inside fintech.

Filing-ledNo operating view

Consulting without operating depth

Decks are easy. Execution is harder. Most firms have strategy but no one who has built the system they are advising on.

Strategy onlyHands off at go-live

How we close it

Operators who have already built the thing you are being sold.

Vijay ran compliance desks. Rohit ran the books. Nikhil and Kanishtha shipped regulated products. You get the people who did the work, not a junior associate reading the circular for the first time.

Regulation applied, not just quoted
We stay through execution and go-live
Product, risk and finance in one room

Meet the operators

The Team

Meet the operators behind Tradespark.

Expertise that comes from experience, not theory.

20+

Years of Experience

Vijay Goel

COO and Co-founder

20+ years inside broking operations, SEBI compliance, exchange management, RMS, and regulatory affairs...

Full profile →

20+

Years of Experience

Rohit Agarwal

CFO and Managing Director

20+ years in accounting, audit, GST, income tax, and corporate affairs across pharma, construction, and manufacturing...

Full profile →

Years of Experience

Shilpi Singh

Finance Operations Consultant

5+ years in record-to-report, general ledger, and reconciliations for multi-entity finance functions, with earlier experience in retail banking operations...

Full profile →

Years of Experience

Kanishtha Sahu

Product Consultant

4+ years across NBFCs and B2B lending with expertise in mortgage lending, GST-based financial assessment, and lending innovation...

Full profile →

Years of Experience

Nikhil Singh

Product Consultant

4+ years building and scaling fintech products from 0→1 across startups and established companies in broking...

Full profile →

Our Experience

Companies we've worked with.

Across broking, consumer tech, media, and enterprise — our operators have built and served at scale.

Our Services

Six services. One operating partner.

Each practice is led by someone who's done this work from the inside — not studied it from the outside.

Operations & Compliance

SEBI/RBI/Exchange compliance, KYC, DP operations, inspection readiness, virtual Compliance Officer.

Learn more →

Finance, Audit & Taxation

Accounting, statutory audit, GST, income tax, corporate affairs, financial reporting.

Learn more →

Product Consultancy

Product strategy, roadmapping, analytics frameworks, GTM, 0→1 product build, AI/search products.

Learn more →

Risk & Surveillance

Surveillance frameworks, RMS policy, exchange response drafting, margin compliance.

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Business Setup (0→1)

Entity formation, licensing roadmap, regulatory feasibility, tech stack, vendor selection, SOPs.

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Growth & Strategy

Scaling within regulatory guardrails, new market entry, M&A advisory, due diligence.

Learn more →

Who We Serve

We don't sell services. We solve stages.

New to Fintech

The Outsider

"We want to enter fintech but don't understand regulation."

What we do

Decode regulations, identify entry points, prevent expensive mistakes.

0 → 1

The New Entrant

"I want to start a fintech business. Where do I begin?"

What we do

End-to-end setup — licensing, compliance, technology, vendor stack, product strategy.

1 → 10

The Growing Business

"Compliance is reactive, operations are messy, growth has stalled."

What we do

Virtual CXO support — Compliance Officer, Operations Head, Product Lead.

10 → 100

The Scaled Player

"We need specialist expertise for high-stakes moments."

What we do

Project-based specialist engagement for critical regulatory moments.

Let's talk.

Whether you're starting a fintech business, scaling one, or navigating a regulatory challenge — we've been where you are.

Schedule a Conversation → business@tradesparkadvisory.com

Our Story

Why Tradespark Exists

India's fintech ecosystem is one of the largest in the world. Thousands of companies are building in broking, lending, payments, wealth, and insurance. But between building the product and running the business, there's a gap that kills companies — regulatory complexity, operational chaos, and a lack of senior expertise they can't afford full-time.

We saw this gap because we lived inside it. Vijay spent 20 years on compliance desks. Rohit spent 20 years handling books and audits. Nikhil spent 10+ years building fintech products at Zerodha, Google, and ET Markets. We weren't advisors from the outside — we were operators on the inside.

Tradespark Advisory was born from a simple belief: fintech companies deserve partners who have actually done the work. When you work with us, you get us — not a junior associate.

What We Stand For

How we think about this work.

Practitioners, not theorists.

Every person on our team has worked inside a fintech company. We advise because we've done.

We do the work, not just the advice.

We don't hand you a PDF and walk away. We embed, execute, and stay until the problem is solved.

Built for Indian fintech reality.

SEBI, RBI, exchanges, PMLA — we know how the rules are actually applied, not just what they say.

Your partner, not your vendor.

We talk to clients as peers. Your compliance is our compliance. We succeed when you succeed.

The Team

The operators behind Tradespark.

20+

Years

Vijay Goel

Co-Founder · Operations & Compliance

Vijay is a seasoned Capital Markets professional with 20+ years of experience specializing in Operations, Compliance, Risk Management, and Regulatory Affairs.

He has expertise in end-to-end broking operations, exchange and clearing operations, RMS, KYC, client asset management, DP operations, audits, and process management.

End-to-end broking operations and trade lifecycle
SEBI and exchange compliance, inspection readiness
Risk Management Systems and margin compliance
KYC/AML frameworks and DP operations
Regulatory audit management and response drafting

20+

Years

Rohit Agarwal

Co-Founder · Finance, Audit & Taxation

Rohit is a finance and accounting professional with around 20 years of experience in accounting, auditing, taxation, and corporate affairs.

He provides end-to-end financial and regulatory support to businesses across industries — from pharmaceuticals and construction to manufacturing and trading.

End-to-end accounting across multiple industries
Statutory, internal, and tax audit for SMEs and corporates
GST and income tax compliance and filing
Corporate affairs management
Clients include ₹100 Cr+ turnover enterprises

Years

Shilpi Singh

Finance Operations Consultant

Shilpi is a finance operations professional with 5+ years across record-to-report, general ledger, and reconciliation work for large multi-entity organisations.

Within a large multi-entity shared-services finance function, she progressed from Senior Financial Analyst to Subject Matter Expert, owning end-to-end record-to-report across multiple entities — general ledger maintenance, invoice billing, intercompany and bank reconciliations, journal entries, and funding tracker upkeep. She reviewed balance sheet accounts and reported issues monthly to entity and executive finance directors, and now owns payroll accounting spanning 45 unions and 1,000+ employees.

She began in retail banking, managing relationships and account servicing for an overseas client desk — home loans, fixed deposits, and CASA account maintenance.

End-to-end record-to-report across multiple entities
General ledger, journal entries, and reconciliations
Balance sheet review and monthly reporting to finance directors
Payroll accounting at scale — 45 unions, 1,000+ employees
Retail banking operations and client servicing

Years

Kanishtha Sahu

Product Consultant

Kanishtha Sahu is a financial services professional with 4+ years of experience across NBFCs and B2B lending, with expertise in mortgage lending, GST-based financial assessment, and lending innovation.

Her experience spans product development and scaling, combining lending expertise with technology and process innovation to develop efficient, scalable credit solutions for businesses.

She has worked across lending, credit assessment, and product development to improve credit decisioning, streamline borrower journeys, and drive innovation across the lending ecosystem.

NBFC & B2B lending
Mortgage & secured lending
GST-based financial assessment
Lending innovation & credit solutions
Product development & scaling

Years

Nikhil Singh

Product Consultant

Nikhil is a product professional with 4+ years of experience building fintech products across broking, stock markets, research, and subscription businesses.

His experience spans 0→1 product development and execution, including onboarding & KYC, order management, fund addition and withdrawal, payment gateway integrations, and stock-market research tools.

He has also worked on paid and free advisory products, with a strong focus on growth, engagement, retention, and product-led outcomes.

Broking & investing products
Stock-market research & analytics
Subscription and advisory products
Growth, engagement & retention
0→1 product development and scaling

Positioning

How we're different.

Dimension	CA/CS Firms	Law Firms	Mgmt Consulting	Tradespark
Regulatory Knowledge	High (paperwork)	High (legal)	Low	High (applied)
Operating Experience	None	None	Theoretical	Deep, first-hand
Product Expertise	No	No	Sometimes	Yes — embedded PMs
Execution Capability	Filing only	Opinions	Decks	End-to-end
Fintech Focus	Some	Some	Rarely	Core identity
Engagement Style	Transactional	Project	Project	Partnership

Our Services

Six practices. Each one led by someone who's done it.

Service 01 · Led by Vijay Goel

Operations & Compliance

End-to-end operational and regulatory compliance support for SEBI/RBI-regulated entities.

Exchange compliance management (NSE, BSE, MCX)
SEBI regulatory compliance and circular implementation
Compliance framework design and gap analysis
Compliance Officer as a Service (virtual CO)
KYC/AML framework setup and review
DP operations and back-office controls
Inspection readiness and mock audits
Surveillance alert handling and exchange query responses

Who it's for: Broking firms without a senior compliance head, new market entrants, firms preparing for exchange inspections.

NSE / BSE / MCXSEBI circularsKYC & AMLVirtual COInspection readiness

Service 02 · Led by Rohit Agarwal

Finance, Audit & Taxation

Comprehensive financial, audit, and tax support from first filing to ₹100 Cr+ operations.

End-to-end accounting and bookkeeping
Statutory, internal, and tax audit
GST registration, returns, and compliance
Income tax planning, filing, and representation
Company and LLP formation
Business valuation and financial consulting

Who it's for: Fintech startups needing a finance partner, growing businesses that have outgrown their CA.

Statutory auditGSTIncome taxBookkeepingValuation

Service 03 · Led by Nikhil Singh

Product Consultancy

Product strategy for fintech — led by PMs who understand regulation. Not PMs learning fintech on your dime.

Product strategy and roadmapping
0→1 product build — PRDs, wireframes, GTM
User research and analytics frameworks
Growth and retention within compliance guardrails
AI/ML product development for fintech
Go-to-market planning and execution

Who it's for: Fintech companies building first products, or needing a senior PM who understands fintech regulation.

0→1 buildPRDs & wireframesAnalyticsRetentionGTM

Service 04 · Led by Vijay Goel

Risk & Surveillance

Surveillance and risk frameworks that satisfy the exchange without throttling your desk.

Surveillance framework design and alert calibration
RMS policy, margin systems, and peak margin compliance
Client risk profiling and exposure monitoring
Trading limit and collateral policy design
Exchange alert and query response drafting
Suspicious transaction identification and STR filing
Periodic risk reporting to management and the board

Who it's for: Broking firms scaling client volumes, and firms that have received exchange observations on surveillance or margin reporting.

SurveillanceRMS policyPeak marginExposure limitsSTR filing

Service 05 · Led by Vijay Goel & Rohit Agarwal

Business Setup (0→1)

From idea to a licensed, operational entity — the full path to your first trade or first loan.

Entity structuring and incorporation — Company, LLP
Licensing roadmap and application support (SEBI, RBI)
Membership applications for NSE, BSE, MCX and depositories
Net worth, deposit, and capital adequacy planning
Technology and vendor selection — RMS, back office, KYC stack
SOP, policy, and compliance manual documentation
Staff onboarding, training, and go-live support

Who it's for: First-time founders entering broking, NBFC, or fintech, and established businesses adding a regulated arm.

IncorporationLicensingMembershipsNet worthGo-live

Service 06 · Led by Nikhil Singh & Kanishtha Sahu

Growth & Strategy

What to build next, which market to enter, and what it will cost you in compliance.

Growth strategy and revenue diversification
New vertical entry — lending, advisory, wealth, distribution
Competitive and market landscape analysis
Regulatory impact assessment on new business lines
Unit economics and pricing strategy
Business valuation and M&A support, with our finance practice
Board and investor reporting narratives

Who it's for: Established firms planning their next product line or geography, and founders preparing for a raise or an acquisition.

New verticalsUnit economicsMarket entryM&A supportBoard reporting

How We Work

Flexible engagement for every scale.

No lock-in. Start small, go deep.

Project-Based

Fixed scope engagement

Inspection readiness
Compliance framework setup
Operational audit
Product strategy sprint
Due diligence

Best for:Defined problem, clear deliverable

Four steps. No sales pitch.

Conversation

Tell us where you are and what you need.

Scoping

We assess your needs and map the right solution.

Proposal

Clear scope, timeline, and pricing.

Kickoff

We start. You get us, not a junior associate.

Contact

Let's Talk.

No sales pitch, just a conversation.

Thanks! We'll get back within 24 hours.

business@tradesparkadvisory.com

+91 74398 43041

Response time

Within 24 hours, from a partner

First call

30 minutes. No pitch, no invoice.

What happens next

We read what you sent and come back with questions, not a brochure.
A 30-minute call with the operator who would actually run the work.
A scoped proposal — timeline, deliverables, and price up front.